Wonga

  • Business Name: Wonga
  • Phone Number: 0843 557 3386
  • Opening Times: 7am-10pm, 7 days a week.
  • Head Office Address: 88 Crawford Street, London, W1H 2EJ
  • Website: www.ukmail.com

All information about Wonga and contacting them can be found here.

Wonga Head Office Connection Numbers

Wonga Numbers
Head Office 0843 557 3386
Customer Services 0843 557 5043
Complaints 0843 557 3751
Jobs 0843 557 3386
Loans 0843 208 7700
Cash Smart 0843 208 7910
Debt Advice 0843 208 7920

Wonga Head Office Opening Hours

Wonga Opening Hours
Head Office 7am-10pm, 7 days a week.

Wonga Head Office Address

Wonga Address
Head Office 88 Crawford Street, London, W1H 2EJ

Wonga – 0843 557 3386

Wonga.com is a British payday loan company that offers short term but high-cost credit loans. They offer £50-£500 loans that can be sent to your bank account within five minutes of creating the loan. The company was founded in 2006 and operates in multiple countries like the UK, South Africa, Spain, Germany and Poland. Wonga invented a fully automated risk processing technology that helps to provide short-term personal loans including through apps on tablets and mobiles which was launched in 2007. The company has been followed by controversy in the media surrounding its high annual percentage rate (APR) of 1509% and previous aggressive repayment-seeking techniques that ended in Wonga having to pay compensation to previous customers in 2014.

Loans – 0843 208 7700

When you look for a loan with Wonga there are two loan types you can choose between, depending on your repayment preference – a short term loan or a 3-month flexi loan. These loans also differ in the amount you can borrow, with flexi loans offering larger loan amounts.

Short-Term Loan

Short-term loans allow you to borrow between £50-£400 that can be repaid in a loan term between 1-35 days. When applying you can decide how much cash you need (up to £400) and how long you will want it for and the site will work out the interest price added to your loan to show how much you will be paying back. Wonga offer a fixed interest rate of 292% pa and a representative APR of 1509%, and also include a missed payment fee of £15 that will be charged at 11pm on the third day after you haven’t paid, as well as a 0.8% late interest charge per day for 30 days after your repayment date. The short term loan is perfect for a sudden bill or payment and requires only a one-time repayment of the loan.

3-month Flexi Loan

When applying for a 3-month flexi loan with Wonga you can ask for between £150-£500 to be repaid over 3 months with interest. When you choose your loan amount and the date you wish to start paying the money back you will be shown the 3 monthly instalments you will pay back, with the loan and interest evenly spread across the months. Wonga also provides a breakdown of how much your loan will cost with the loan itself and the interest highlighted separately. The interest rate on flexi loans is fixed to 292% pa, but the representative APR is lower than that of the short term loans you can get with Wonga at 1286%. The missed payments fee of £15 on the third night after your repayment date and the 0.8% late interest per day for 30 days after repayment date also apply to Wonga’s flexi loans, so you can be aware of the charges applied to you if you cannot repay your loan.

If you have any queries regarding applying for a loan with Wonga, or you would like to learn more about the terms and conditions surrounding their loans and would like advice on which loan would be best for your situation, you can call 0843 208 7700 and you will be put in contact with someone who can answer any questions you might have and will be more than ready to help you with anything you might need.

Cash Smart – 0843 208 7910

When you visit the Wonga Cash Smart page it offers multiple different options for advice and money saving ideas that can help you make the most of your money.

Saving

When you select the Savings option you are directed to a page full of ways to help you save money in your everyday life. From small ideas offering little ways you can save extra cash like “Whenever it’s on offer, bulk buy tinned food”, there are also links to advice pages describing small exchanges you can undertake to save extra money, or ways you can earn money in other ways. All of this creates a helpful atmosphere where people who struggle to save can monitor their cash flow better.

Budgeting

Their budgeting page gives a look into what budgeting is, how you can budget in the way best for you and most importantly describing ways you can convince yourself to stick to a budget when you don’t want to. The budgeting page gives you ways you can cut small items out of your daily expenditures and tells you how much you could save by doing this.

Debt and Borrowing

Viewing the debt and borrowing page gives you a look at ways that you can monitor your debt as well as offering alternatives to borrowing money. There are links advising on your credit score, money health checkups and offering help with debt. The page also shows the best ways to go about borrowing money if that is the final option you feel you should go to, which shows that they value ensuring their customers are in a good financial position and will definitely be able to afford to repay their loans.

Real Money

Wonga’s ‘Real Money’ page provides advice and solutions to problems surrounding those who many not necessarily have loaning problems, but may need help on their spending habits. They also provide helpful information on things like understanding payslips and considering costs of everyday items, helping people to start off on the right financial foot in life.

If you have any queries about any of the topics covered on Wonga’s Cash Smart page then you should call 0843 208 7910 where a member of staff will be happy to help you with anything you might feel you should ask them.

 Debt Advice – 0843 208 7920

It can be difficult to stay on top of money sometimes and Wonga like to make sure that anyone using their services will be able to handle their repayments. On their website they have a debt advice page that can be a great help to anyone in financial difficulty, as they provide contact with organisations that offer free debt advice. They provide access to three organisations: Step Change Debt Advice, National Debtline and Citizens Advice Bureau, and advertise the help these organisations provide along with their contact number and website and their hours of help. Here you can also find information on the advice and services they may offer so you can decide whether they will be useful to you, as well as where you will be able to gain their help (most of these organisations are located in the UK).

Here you can also check your credit history with multiple sites offered, including www.callcreditcheck.com, www.annualcreditreport.co.uk, www.equifax.co.uk and www.creditexpert.co.uk. These sites should also offer advice on how you can improve your credit rating. Everyone should order a credit report regularly as it allows you to check for any inconsistencies, and you can also monitor whether your rating is doing well or not.

If you have any questions surrounding Wonga’s support around debt advice then you can call 0843 208 7920 and someone will be happy to help you as best as they can.

Careers – 0843 557 3386

If you’re looking to start a career with Wonga then there are multiple places you can check for jobs. As there is no specific job page on their website, it is easier to search sites like glassdoor, linkedin and indeed where you can easily create an account and upload your CV and contact details so that they know you are interested in applying for a job with Wonga. Websites like these are perfect for applying for a job with Wonga as they allow you to browse through other people’s ratings of working there and see if there are any available positions within the company that you may be able to apply for.

If there is anything that you are confused about surrounding the application process while applying for a job with Wonga, or you feel like you would like to gain more information from the company itself on how it treats its workers, then you can call 0843 557 3386 and a member of the Wonga staff will be happy to answer any questions you might have and will try their best to fix any problems you may have.